SBA PPP loan data: what it returns, and whether it works in Clay

SBA PPP loan data is not available in Clay. It is best for Diligence, Content demo. Pricing: Free. Access: Free bulk CSV download under U.S. Government Works licence; no API; data dictionary provided; last file date 30 September 2024..

Data domains: Government, Company, Firmographics, Funding and finance, Signals.

What does SBA PPP loan data return?

Official fields: LoanNumber; DateApproved; SBAOfficeCode; ProcessingMethod (PPP first draw, PPS second draw); BorrowerName; BorrowerAddress; BorrowerCity; BorrowerState; BorrowerZip; LoanStatusDate; LoanStatus; Term; SBAGuarantyPercentage; InitialApprovalAmount; CurrentApprovalAmount; UndisbursedAmount; FranchiseName; ServicingLenderLocationID; ServicingLenderName; ServicingLenderAddress; ServicingLenderCity; ServicingLenderState; ServicingLenderZip; RuralUrbanIndicator; HubzoneIndicator; LMIIndicator; BusinessAgeDescription; ProjectCity; ProjectCountyName; ProjectState; ProjectZip; CD; JobsReported; NAICSCode; Race; Ethnicity; UTILITIES_PROCEED; PAYROLL_PROCEED; MORTGAGE_INTEREST_PROCEED; RENT_PROCEED; REFINANCE_EIDL_PROCEED; HEALTH_CARE_PROCEED; DEBT_INTEREST_PROCEED; BusinessType; OriginatingLenderLocationID; OriginatingLender; OriginatingLenderCity; OriginatingLenderState; Gender; Veteran; NonProfit; ForgivenessAmount; ForgivenessDate.

What can you derive from it?

1. Payroll size proxy: first-draw loans were about 2.5 times monthly payroll, so loan amount plus JobsReported gives a 2020 to 2021 headcount and payroll band for private companies. 2. Private company universe by NAICS and county with address and business type. 3. Franchise ownership: FranchiseName links operators to brands. 4. Lender relationships: which banks serve a segment. 5. Business age and forgiveness status as survival signals.

How would a GTM team use it?

1. TAM build: private companies in a NAICS with 50 to 500 jobs reported in target states. 2. PE screen: companies with large forgiven loans and young BusinessAgeDescription for add-on sourcing. 3. Buyer map: franchisees of a brand by county for a franchise-services client. 4. Diligence: cross-check a target's 2020 headcount claims. 5. Market map: lenders by segment share for a fintech client.

What are the caveats?

Not a native Clay integration as of 2026-10-17 (checked against Clay's integrations catalog). Can be called through Clay's HTTP API column where an API exists. Static snapshot of 2020 to 2021 loans; many borrowers have since closed, merged or grown. Loan size is a payroll proxy, not revenue. Borrower names are messy and need matching; sole proprietors and individuals appear, so filter BusinessType before outreach. Demographic fields are voluntary and often unanswered. Enigma (in Clay) sells small-business profiles but is not this raw file.